Terms of use

Viewing

The site is free to view. You do not need an account. Use the charts and current readings for your own research.

Source data

Raw series come from the Federal Reserve (FRED) and Robert Shiller’s dataset via multpl.com. Those providers keep their own terms. This page does not license their data, and you should follow their terms if you use the original series.

What Highfive owns

Highfive Money owns the derived work on this site: computed indicators, composites (including overvaluation probability and the interest rate model), methodology, commentary, charts, and the pages themselves.

What you may do

• View the site and use the current readings for personal research.
• Link to any page.
• Cite a reading in an article, post, or paper, with a link back to the page you used.

What you may not do

• Scrape, bulk-download, or republish the computed series.
• Mirror the site, or reuse the charts or copy as your own product.
• Present Highfive’s derived work as if you produced it.

Not financial advice

Nothing on this site is a recommendation to buy, sell, or hold any security. Valuation gauges are historical context, not a forecast. Draw your own conclusions.

Publisher

Published by Highfive Money.